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Report Generated: February 08, 2026 Data Source: Official FDD Filing (2025)

Papa John's

QSR

68
Good
3291
Total Units
N/A
Median Revenue
$261K – $853K
Total Investment
6.0%
Royalty Rate
N/A
Est. Profit
1.6%
Closure Rate

The Papa John's franchise requires a total investment of $261K – $853K with a 6.0% royalty fee and operates 3,291 units in the QSR category. This report analyzes the full Franchise Disclosure Document including unit economics, fee structure, growth trends, and risk indicators to help you evaluate the cost of investing in Papa John's.

Key Takeaways

Growth Signal
Net +94 units over 3 years (+3.5% growth)
Fee Burden
Royalty + ad fund = 7.5% of gross sales, vs 7.6% category average
Financial Disclosure
No financial performance data disclosed (no Item 19)

Deal Breakers 1 flag detected

Critical issues identified from FDD analysis that warrant serious consideration before investing.

No Financial Performance Data Disclosed
This franchisor chose not to include Item 19 (Financial Performance Representations) in their FDD. While legal, this makes it difficult to evaluate whether franchisees are profitable. This is especially concerning given the significant investment required.
Question to ask the franchisor:
Why doesn't the FDD include financial performance data? Can you share any earnings information informally, or connect me with existing franchisees?

FDDIntel Score 68/100 · Good

Composite quality score based on growth, stability, efficiency, fees, transparency, and system size.

Unit Growth
8/20
Stability
16/20
Investment Efficiency
10/20
Fee Reasonableness
15/15
Transparency
4/10
System Size
15/15

1 Cost of Entry FDD Item 7

Estimated initial investment range as disclosed in the most recent FDD.

Total Estimated Investment
$261K -- $853K
Midpoint
$557K
View detailed breakdown table
Line Item Low Estimate High Estimate
Franchise Fee $5,000 $25,000
Other $1,050 $1,050
Buildout $102,000 $365,000
Equipment $77,000 $239,000
Technology $20,000 $30,000
Other $2,500 $2,500
Technology $2,000 $5,000
Technology $240 $240
Technology $1,125 $1,125
Signage $7,300 $35,000
Other $950 $950
Real Estate $2,500 $8,500
Insurance $2,500 $10,000
Inventory $6,000 $15,000
Other $5,000 $10,000
Training $1,000 $30,000
Other $5,000 $25,000
Working Capital $20,000 $50,000
Total $261,165 $853,365

2 Fee Structure FDD Items 5 & 6

Ongoing fees as disclosed in the FDD.

Royalty
0% Avg 4.6% 15%
6.0%
Ad Fund
0% Avg 3.0% 8%
1.5%
Franchise Fee
$0 Avg $21K $75K
$25K

Core Recurring Fees

Royalty - Traditional Restaurant (Net Sales)
5.0% monthly
Royalty - Non-Traditional Restaurant (Net Sales)
5.0% monthly
Royalty - Small-Town Restaurant (Net Sales)
6.0% monthly
Marketing Fund Contributions - Traditional Restaurant (Net Sales)
6.0% monthly
Marketing Fund Contributions - Non-Traditional Restaurant and Small-Town Restaurant (Net Sales)
1.5% monthly
Cooperative Contributions (Amount determined by Cooperative member vote)
Variable
Local Advertising (Discretionary)
Variable

Technology Fees

Digital Fee 2.0% /monthly
Papa Card Transaction and IVR Fees 2.0% /monthly
On-Site Installation and Support Fee $2,200 /one_time
Software Maintenance Fee $375 /monthly
Help Desk Service Fee $80 /monthly
Est. Monthly Total (fixed) ~$455/mo

Other Recurring Fees

Training Fees (Per year per Restaurant)
$150 annually

One-Time & Situational Fees

Transfer $4,000
Renewal - Traditional Restaurant $4,000
Renewal - Non-Traditional Restaurant and Small-Town Restaurant $1,000
Interest 12.0%
+ 7 more situational fees
Audit Expenses Variable
Management Fee $200
Costs, Attorneys' Fees and Pre-judgment Interest Variable
Indemnification Variable
Required Purchases Variable
Alternative Supplier Fees Variable
Liquidated Damages Variable
View complete fee table (24 items)
Fee Type Rate Type Basis Frequency
Royalty - Traditional Restaurant 5.0% PCT Net Sales monthly
Royalty - Non-Traditional Restaurant 5.0% PCT Net Sales monthly
Royalty - Small-Town Restaurant 6.0% PCT Net Sales monthly
Digital Fee 2.0% PCT Net Sales via Digital/Internet on-line ordering including aggregator orders monthly
Transfer $4,000 FIXED Per transfer one_time
Renewal - Traditional Restaurant $4,000 FIXED Per renewal one_time
Renewal - Non-Traditional Restaurant and Small-Town Restaurant $1,000 FIXED Per renewal one_time
Audit Expenses N/A VARIABLE Cost of audit plus understatement plus 12% interest per annum one_time
Interest 12.0% PCT Per annum on unpaid amounts ongoing
Management Fee $200 FIXED Per diem plus compensation, travel and living expenses one_time
Costs, Attorneys' Fees and Pre-judgment Interest N/A VARIABLE As incurred one_time
Indemnification N/A VARIABLE As incurred one_time
Marketing Fund Contributions - Traditional Restaurant 6.0% PCT Net Sales monthly
Marketing Fund Contributions - Non-Traditional Restaurant and Small-Town Restaurant 1.5% PCT Net Sales monthly
Papa Card Transaction and IVR Fees 2.0% PCT Papa Card redemption transactions monthly
Cooperative Contributions N/A VARIABLE Amount determined by Cooperative member vote monthly
Local Advertising N/A VARIABLE Discretionary ongoing
On-Site Installation and Support Fee $2,200 FIXED Per standard 2-day installation one_time
Software Maintenance Fee $375 FIXED Per month monthly
Help Desk Service Fee $80 FIXED Per month monthly
Required Purchases N/A VARIABLE Will vary under circumstances ongoing
Training Fees $150 FIXED Per year per Restaurant annually
Alternative Supplier Fees N/A VARIABLE Reasonable cost of inspection and actual cost of test one_time
Liquidated Damages N/A VARIABLE Average royalty for twelve (12) month period preceding termination or breach multiplied by twenty-four (24) one_time

3 Financial Performance Item 19 Not Disclosed

Financial Performance Representations not disclosed by this franchisor

Approximately 40% of franchisors choose not to include Item 19 financial performance data in their FDD. This does not necessarily indicate poor performance -- it simply means the franchisor has elected not to disclose this information.

Investment Calculator Interactive

Model your personal financial scenario by adjusting the assumptions below.

Annual Revenue
Operating Margin
Initial Investment
Loan Percentage
Gross Revenue
Royalty + Ad Fund
Operating Profit
Annual Loan Payment
Net Annual Cash Flow
Payback Period
5-Year Total Return
Break-Even Monthly Rev
This calculator is for illustrative purposes only. Actual results will vary based on location, management, market conditions, and other factors. Always consult with a financial advisor and franchise attorney before making investment decisions.

4 Risk Assessment

Automated risk indicators based on FDD data analysis.

Low Closure Rate
Average closure rate of 1.6% is below 2%, indicating strong unit retention.
Growing System
Net +94 units over 3 years (+3.5%). Healthy franchise expansion.
%
Reasonable Fee Burden
Combined royalty + ad fund of 7.5% is within normal range.
?
Limited Financial Transparency
This franchisor does not disclose Item 19 financial performance data. About 40% of franchisors choose not to disclose.

5 Unit Growth & Health FDD Item 20

Franchise unit trajectory based on FDD Item 20 data.

Year Start Opened Closed Transferred End Closure Rate Net Growth
2022 2564 +145 -49 252 2658 1.9% +94
2023 2658 +73 -32 74 2689 1.2% +31
2024 2689 +90 -- 106 2752 -- +63
1.6%
Avg Closure Rate
3
Years of Data

6 Category Comparison QSR Brands

How Papa John's compares to peer brands in the QSR category.

Investment Midpoint

Median Revenue (Item 19)

Investment-to-Revenue Ratio

Ratio = Investment midpoint ÷ median annual revenue. Lower is better. A 0.5x ratio means the initial investment equals half of one year's gross revenue. Does not account for operating costs, margins, or time value of money.

Brand Total Units Investment Range Median Revenue Royalty Inv/Rev Ratio
Subway 19502 $3K – $630K No Item 19 -- --
McDonald's 12772 $1.47M – $2.64M No Item 19 5.0% --
Dunkin' 8499 $527K – $1.83M $1.43M -- 0.8x
Domino's Pizza 7043 -- $24K 5.5% --
Burger King 6701 -- No Item 19 -- --
Wendy's 5552 $393K – $2.99M $2.23M 4.0% 0.8x
Little Caesars 3705 $446K – $1.82M No Item 19 6.0% --
KFC 3558 $135K – $3.77M $1.27M 5.0% 1.5x
Papa John's 3291 $261K – $853K No Item 19 5.0% --
Popeyes Louisiana Kitchen 3177 $505K – $3.92M No Item 19 5.0% --

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