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Report Generated: February 08, 2026 Data Source: Official FDD Filing (2025)

Tropical Smoothie Cafe

QSR

58
Average
N/A
Total Units
$849K
Median Revenue
$341K – $814K
Total Investment
6.0%
Royalty Rate
$76K
Est. Profit
N/A
Closure Rate

The Tropical Smoothie Cafe franchise requires a total investment of $341K – $814K with a 6.0% royalty fee in the QSR category. This report analyzes the full Franchise Disclosure Document including unit economics, fee structure, growth trends, and risk indicators to help you evaluate the cost of investing in Tropical Smoothie Cafe.

Key Takeaways

Investment Payback
At median revenue of $849K, payback on $341K–$814K investment in ~0.7 years
Fee Burden
Royalty + ad fund = 11.0% of gross sales, vs 7.8% category average
Financial Disclosure
This brand discloses financial performance data (Item 19)
No major red flags detected -- Always conduct your own due diligence before investing.

FDDIntel Score 58/100 · Average

Composite quality score based on growth, stability, efficiency, fees, transparency, and system size.

Unit Growth
8/20
Stability
12/20
Investment Efficiency
20/20
Fee Reasonableness
4/15
Transparency
10/10
System Size
4/15

1 Cost of Entry FDD Item 7

Estimated initial investment range as disclosed in the most recent FDD.

Total Estimated Investment
$341K -- $814K
Midpoint
$578K
View detailed breakdown table
Line Item Low Estimate High Estimate
Franchise Fee $17,500 $35,000
Legal Accounting $8,500 $18,500
Equipment $141,500 $174,500
Buildout $145,000 $426,000
Signage $6,000 $22,500
Inventory $6,500 $20,500
Training $500 $20,000
Other $250 $30,500
Other $5,000 $10,000
Working Capital $10,000 $57,000
Total $340,750 $814,500

2 Fee Structure FDD Items 5 & 6

Ongoing fees as disclosed in the FDD.

Royalty
0% Avg 4.7% 15%
6.0%
Ad Fund
0% Avg 3.1% 8%
5.0%
Franchise Fee
$0 Avg $20K $75K
$35K

Core Recurring Fees

Royalty Fee (Gross Sales)
6.0% weekly
National Marketing Fee (Gross Sales)
5.0% weekly

Technology Fees

BOH Fees - Implementation $145 /one_time
BOH Fees - Subscription $179 /monthly
Online Ordering $30 /monthly
P&L/Financial Data Software Subscription - Start-up $50 /one_time
P&L/Financial Data Software Subscription - Monthly $15 /monthly
Tropical Smoothie Cafe® Loyalty Platform and Owned Digital Marketing Programs $75 /monthly
Est. Monthly Total (fixed) ~$299/mo

Other Recurring Fees

Interest Charge on Late Payments (Per annum on late payments)
18.0% monthly
Late Fee (Per week or portion thereof)
$25 weekly
Non-Compliance Fee (Per default event and per week)
$500 weekly
Management Fee (Gross Sales for the period franchisor operates the business)
10.0% monthly

One-Time & Situational Fees

Transfer Fee - Majority Interest 5.0%
Transfer Fee - Minority Interest $2,500
Transfer Fee - Convenience of Ownership $1,500
Remodel Marketing Expense $3,750
+ 13 more situational fees
Reimbursement Variable
Audit Fee Variable
Default Cure Variable
Supplier Approval Variable
Guest Satisfaction Variable
Indemnification Variable
Liquidated Damages Variable
Costs and Attorneys' Fees Variable
Business Interruption/Loss of Revenue Insurance Proceeds 5.0%
Relocation of Franchised Business Variable
Training Variable
Tax Reimbursement Variable
Third Party Inspection Fees Variable
View complete fee table (29 items)
Fee Type Rate Type Basis Frequency
Royalty Fee 6.0% PCT Gross Sales weekly
National Marketing Fee 5.0% PCT Gross Sales weekly
BOH Fees - Implementation $145 FIXED One-time implementation one_time
BOH Fees - Subscription $179 FIXED Monthly subscription monthly
Online Ordering $30 FIXED Monthly monthly
Interest Charge on Late Payments 18.0% PCT Per annum on late payments monthly
Late Fee $25 FIXED Per week or portion thereof weekly
Non-Compliance Fee $500 FIXED Per default event and per week weekly
Reimbursement N/A VARIABLE Out-of-pocket expenses paid by franchisor one_time
Audit Fee N/A VARIABLE Cost of audit plus interest on late payment one_time
Transfer Fee - Majority Interest 5.0% PCT Total sales price one_time
Transfer Fee - Minority Interest $2,500 FIXED Transfer of minority interest one_time
Transfer Fee - Convenience of Ownership $1,500 FIXED Transfer for convenience of ownership one_time
Management Fee 10.0% PCT Gross Sales for the period franchisor operates the business monthly
Default Cure N/A VARIABLE Franchisor's costs and expenses plus 10% administrative fee one_time
Supplier Approval N/A VARIABLE Reasonable costs and expenses of inspection and testing one_time
Guest Satisfaction N/A VARIABLE Reimbursement of franchisor's costs and expenses one_time
Indemnification N/A VARIABLE Loss or damages resulting from franchisee's actions one_time
Liquidated Damages N/A VARIABLE Average Royalty Fees for last 12 months multiplied by lesser of 18 or months remaining in term one_time
Costs and Attorneys' Fees N/A VARIABLE Prevailing party's costs and expenses in legal proceedings one_time
Business Interruption/Loss of Revenue Insurance Proceeds 5.0% PCT Insurance proceeds from business interruption or loss of revenue one_time
Relocation of Franchised Business N/A VARIABLE Out-of-pocket expenses incurred by franchisor one_time
Training N/A VARIABLE Training costs one_time
Remodel Marketing Expense $3,750 FIXED Marketing for any Remodel one_time
P&L/Financial Data Software Subscription - Start-up $50 FIXED One-time start-up one_time
P&L/Financial Data Software Subscription - Monthly $15 FIXED Monthly subscription monthly
Tax Reimbursement N/A VARIABLE Taxes imposed on franchisor related to franchisee's business one_time
Third Party Inspection Fees N/A VARIABLE Third inspection expenses including service fees, travel and living expenses one_time
Tropical Smoothie Cafe® Loyalty Platform and Owned Digital Marketing Programs $75 FIXED Per month per cafe monthly

3 Financial Performance Item 19 Available

Financial performance data as disclosed in FDD Item 19.

$1.01M
Average Revenue
$1.67M
Median Revenue
View all disclosed financial metrics (54 rows)
Metric Value Unit Cohort Period
Avg. Net Revenues $1,737,553 USD Top 10% FY2024
Median Net Revenues $1,665,606 USD Top 10% FY2024
Avg. Net Revenues $1,487,407 USD Top 25% FY2024
Median Net Revenues $1,402,082 USD Top 25% FY2024
Avg. Net Revenues $1,282,144 USD Top 50% FY2024
Median Net Revenues $1,199,022 USD Top 50% FY2024
Avg. Net Revenues $1,138,076 USD Top 75% FY2024
Median Net Revenues $1,075,990 USD Top 75% FY2024
Avg. Net Revenues $1,005,063 USD All Units FY2024
Median Net Revenues $954,743 USD All Units FY2024
Avg. Net Revenues $516,181 USD Bottom 10% FY2024
Median Net Revenues $526,032 USD Bottom 10% FY2024
Avg. Net Revenues $613,046 USD Bottom 25% FY2024
Median Net Revenues $631,183 USD Bottom 25% FY2024
Avg. Net Revenues $731,813 USD Bottom 50% FY2024
Median Net Revenues $737,143 USD Bottom 50% FY2024
Avg. Net Revenues $845,700 USD Bottom 75% FY2024
Median Net Revenues $853,345 USD Bottom 75% FY2024
Avg. Net Revenues $1,673,798 USD Top 10% FY2023
Median Net Revenues $1,588,799 USD Top 10% FY2023
Avg. Net Revenues $1,441,232 USD Top 25% FY2023
Median Net Revenues $1,366,694 USD Top 25% FY2023
Avg. Net Revenues $1,248,276 USD Top 50% FY2023
Median Net Revenues $1,180,105 USD Top 50% FY2023
Avg. Net Revenues $1,108,757 USD Top 75% FY2023
Median Net Revenues $1,049,408 USD Top 75% FY2023
Avg. Net Revenues $979,491 USD All Units FY2023
Median Net Revenues $944,699 USD All Units FY2023
Avg. Net Revenues $488,807 USD Bottom 10% FY2023
Median Net Revenues $510,217 USD Bottom 10% FY2023
Avg. Net Revenues $592,141 USD Bottom 25% FY2023
Median Net Revenues $603,019 USD Bottom 25% FY2023
Avg. Net Revenues $710,238 USD Bottom 50% FY2023
Median Net Revenues $731,860 USD Bottom 50% FY2023
Avg. Net Revenues $825,399 USD Bottom 75% FY2023
Median Net Revenues $823,890 USD Bottom 75% FY2023
Avg. Net Revenues $1,648,079 USD Top 10% FY2022
Median Net Revenues $1,563,369 USD Top 10% FY2022
Avg. Net Revenues $1,434,774 USD Top 25% FY2022
Median Net Revenues $1,361,375 USD Top 25% FY2022
Avg. Net Revenues $1,254,078 USD Top 50% FY2022
Median Net Revenues $1,199,440 USD Top 50% FY2022
Avg. Net Revenues $1,120,867 USD Top 75% FY2022
Median Net Revenues $1,077,445 USD Top 75% FY2022
Avg. Net Revenues $992,613 USD All Units FY2022
Median Net Revenues $966,293 USD All Units FY2022
Avg. Net Revenues $510,337 USD Bottom 10% FY2022
Median Net Revenues $533,740 USD Bottom 10% FY2022
Avg. Net Revenues $608,931 USD Bottom 25% FY2022
Median Net Revenues $625,699 USD Bottom 25% FY2022
Avg. Net Revenues $731,149 USD Bottom 50% FY2022
Median Net Revenues $745,493 USD Bottom 50% FY2022
Avg. Net Revenues $844,812 USD Bottom 75% FY2022
Median Net Revenues $848,598 USD Bottom 75% FY2022

$ Estimated Unit Profitability Industry Benchmark Estimate

Estimated using industry benchmarks for the QSR category. Actual costs vary significantly by location, operator, and market.

$849K
Gross Revenue
$772K
Total Costs
$76K
Owner's Profit (9.0%)
13.2%
Annual ROI on Investment
View detailed P&L breakdown
Line Item Amount % of Revenue
Gross Revenue $848,598 100%
COGS $-254,579 30%
Labor $-237,607 28%
Occupancy $-84,860 10%
Marketing $-33,944 4%
Other Costs $-67,888 8%
Royalty Fee (franchisor) $-50,916 6.0%
Ad Fund Fee (franchisor) $-42,430 5.0%
Owner's Profit $76,374 9.0%

Investment Calculator Interactive

Model your personal financial scenario by adjusting the assumptions below.

Annual Revenue
Operating Margin
Initial Investment
Loan Percentage
Gross Revenue
Royalty + Ad Fund
Operating Profit
Annual Loan Payment
Net Annual Cash Flow
Payback Period
5-Year Total Return
Break-Even Monthly Rev
This calculator is for illustrative purposes only. Actual results will vary based on location, management, market conditions, and other factors. Always consult with a financial advisor and franchise attorney before making investment decisions.

4 Risk Assessment

Automated risk indicators based on FDD data analysis.

$
Quick Payback
Estimated ~0.7 year payback on investment at median revenue.
%
Reasonable Fee Burden
Combined royalty + ad fund of 11.0% is within normal range.
Financial Data Disclosed
This franchisor provides Item 19 financial performance representations, enabling better due diligence.

6 Category Comparison QSR Brands

How Tropical Smoothie Cafe compares to peer brands in the QSR category.

Investment Midpoint

Median Revenue (Item 19)

Investment-to-Revenue Ratio

Ratio = Investment midpoint ÷ median annual revenue. Lower is better. A 0.5x ratio means the initial investment equals half of one year's gross revenue. Does not account for operating costs, margins, or time value of money.

Brand Total Units Investment Range Median Revenue Royalty Inv/Rev Ratio
Subway 19502 $3K – $630K No Item 19 -- --
McDonald's 12772 $1.47M – $2.64M No Item 19 5.0% --
Dunkin' 8499 $527K – $1.83M $1.43M -- 0.8x
Domino's Pizza 7043 -- $24K 5.5% --
Burger King 6701 -- No Item 19 -- --
Wendy's 5552 $393K – $2.99M $2.23M 4.0% 0.8x
Little Caesars 3705 $446K – $1.82M No Item 19 6.0% --
KFC 3558 $135K – $3.77M $1.27M 5.0% 1.5x
Papa John's 3291 $261K – $853K No Item 19 5.0% --
Popeyes Louisiana Kitchen 3177 $505K – $3.92M No Item 19 5.0% --

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