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Report Generated: February 08, 2026 Data Source: Official FDD Filing (2024)

Checkers/Rally's

QSR

49
Below Average
504
Total Units
N/A
Median Revenue
$192K – $2.78M
Total Investment
4.0%
Royalty Rate
N/A
Est. Profit
N/A
Closure Rate

The Checkers/Rally's franchise requires a total investment of $192K – $2.78M with a 4.0% royalty fee and operates 504 units in the QSR category. This report analyzes the full Franchise Disclosure Document including unit economics, fee structure, growth trends, and risk indicators to help you evaluate the cost of investing in Checkers/Rally's.

Key Takeaways

Growth Signal
Net -36 units over 3 years (declining)
Fee Burden
Royalty + ad fund = 8.5% of gross sales, vs 7.9% category average
Financial Disclosure
No financial performance data disclosed (no Item 19)

Deal Breakers 1 flag detected

Critical issues identified from FDD analysis that warrant serious consideration before investing.

No Financial Performance Data Disclosed
This franchisor chose not to include Item 19 (Financial Performance Representations) in their FDD. While legal, this makes it difficult to evaluate whether franchisees are profitable. This is especially concerning given the significant investment required.
Question to ask the franchisor:
Why doesn't the FDD include financial performance data? Can you share any earnings information informally, or connect me with existing franchisees?

FDDIntel Score 49/100 · Below Average

Composite quality score based on growth, stability, efficiency, fees, transparency, and system size.

Unit Growth
3/20
Stability
12/20
Investment Efficiency
10/20
Fee Reasonableness
8/15
Transparency
4/10
System Size
12/15

1 Cost of Entry FDD Item 7

Estimated initial investment range as disclosed in the most recent FDD.

Total Estimated Investment
$192K -- $2.78M
Midpoint
$1.49M
View detailed breakdown table
Line Item Low Estimate High Estimate
Franchise Fee $20,000 $30,000
Other $15,000 $15,000
Other $0 $10,000
Buildout $66,157 $1,855,000
Equipment $32,095 $370,000
Other $0 $270,000
Signage $3,000 $97,690
Inventory $4,000 $12,000
Working Capital $50,000 $120,000
Total $192,052 $2,777,950

2 Fee Structure FDD Items 5 & 6

Ongoing fees as disclosed in the FDD.

Royalty
0% Avg 4.8% 15%
4.0%
Ad Fund
0% Avg 3.1% 8%
4.5%
Franchise Fee
$0 Avg $20K $75K
$30K

Core Recurring Fees

Royalty (Net Sales)
4.0% monthly
National Production Fund Contributions (Net Sales)
3.0% monthly
Advertising Expenditure Requirement (Net Sales)
4.5% monthly
Cooperative Advertising (Determined by local or regional advertising cooperative)
Variable

Technology Fees

Technology Fee $190 /annually
Firewall Fee $190 /annually

Other Recurring Fees

Delivery Administration Fee (Total price charged to customer for Delivered Products)
2.0% monthly
Order Ahead Program Administration Fee (Total price charged to customer for Order Ahead Products)
2.0% monthly
Marketing, Advertising, Promotional and Point-of-Purchase (POP) Materials (At cost plus administrative, shipping, handling and storage charges)
Variable

One-Time & Situational Fees

Transfer Fee $20,000
Training Fee $1,000
+ 1 more situational fees
Renewal Fee Variable
View complete fee table (12 items)
Fee Type Rate Type Basis Frequency
Royalty 4.0% PCT Net Sales monthly
National Production Fund Contributions 3.0% PCT Net Sales monthly
Advertising Expenditure Requirement 4.5% PCT Net Sales monthly
Cooperative Advertising N/A VARIABLE Determined by local or regional advertising cooperative monthly
Delivery Administration Fee 2.0% PCT Total price charged to customer for Delivered Products monthly
Order Ahead Program Administration Fee 2.0% PCT Total price charged to customer for Order Ahead Products monthly
Marketing, Advertising, Promotional and Point-of-Purchase (POP) Materials N/A VARIABLE At cost plus administrative, shipping, handling and storage charges monthly
Transfer Fee $20,000 FIXED Per transfer transaction one_time
Renewal Fee N/A VARIABLE Percentage of then-current initial franchise fee one_time
Training Fee $1,000 FIXED Per additional attendee one_time
Technology Fee $190 FIXED Per quarter annually
Firewall Fee $190 FIXED Per quarter annually

3 Financial Performance Item 19 Not Disclosed

Financial Performance Representations not disclosed by this franchisor

Approximately 40% of franchisors choose not to include Item 19 financial performance data in their FDD. This does not necessarily indicate poor performance -- it simply means the franchisor has elected not to disclose this information.

Investment Calculator Interactive

Model your personal financial scenario by adjusting the assumptions below.

Annual Revenue
Operating Margin
Initial Investment
Loan Percentage
Gross Revenue
Royalty + Ad Fund
Operating Profit
Annual Loan Payment
Net Annual Cash Flow
Payback Period
5-Year Total Return
Break-Even Monthly Rev
This calculator is for illustrative purposes only. Actual results will vary based on location, management, market conditions, and other factors. Always consult with a financial advisor and franchise attorney before making investment decisions.

4 Risk Assessment

Automated risk indicators based on FDD data analysis.

Declining Unit Count
Net -36 units over 3 years (-8.7%). The franchise system is contracting.
%
Reasonable Fee Burden
Combined royalty + ad fund of 8.5% is within normal range.
?
Limited Financial Transparency
This franchisor does not disclose Item 19 financial performance data. About 40% of franchisors choose not to disclose.

5 Unit Growth & Health FDD Item 20

Franchise unit trajectory based on FDD Item 20 data.

Year Start Opened Closed Transferred End Closure Rate Net Growth
2021 428 -- -- -- 414 -- -14
2022 414 -- -- -- 414 -- +0
2023 414 -- -- -- 378 -- -36

6 Category Comparison QSR Brands

How Checkers/Rally's compares to peer brands in the QSR category.

Investment Midpoint

Median Revenue (Item 19)

Investment-to-Revenue Ratio

Ratio = Investment midpoint ÷ median annual revenue. Lower is better. A 0.5x ratio means the initial investment equals half of one year's gross revenue. Does not account for operating costs, margins, or time value of money.

Brand Total Units Investment Range Median Revenue Royalty Inv/Rev Ratio
Subway 19502 $3K – $630K No Item 19 -- --
McDonald's 12772 $1.47M – $2.64M No Item 19 5.0% --
Dunkin' 8499 $527K – $1.83M $1.43M -- 0.8x
Domino's Pizza 7043 -- $24K 5.5% --
Burger King 6701 -- No Item 19 -- --
Wendy's 5552 $393K – $2.99M $2.23M 4.0% 0.8x
Little Caesars 3705 $446K – $1.82M No Item 19 6.0% --
KFC 3558 $135K – $3.77M $1.27M 5.0% 1.5x
Papa John's 3291 $261K – $853K No Item 19 5.0% --
Popeyes Louisiana Kitchen 3177 $505K – $3.92M No Item 19 5.0% --

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